Alsey
Singaporean households can expect a one-time $1,300 cash grant in July 2025, aimed at helping lower- and middle-income families cope with rising living costs.
This latest Assurance Package disbursement is a key part of the government’s ongoing strategy to provide timely financial support to eligible citizens.
What Is the $1,300 Cash Grant?
The July 2025 cash grant is part of the government’s multi-year Assurance Package, introduced to alleviate financial pressure from rising GST, housing, healthcare, and utility costs.
It provides a one-time payment of $1,300 to eligible individuals, complementing existing benefits like the GST Voucher, CDC vouchers, and MediSave top-ups.
Who Qualifies?
Eligibility is based on the following key criteria:
- Singapore Citizen, aged 21 and above
- Assessable Income (YA 2024) up to $100,000
- Own no more than one property
- Falls within the lower- and middle-income bands
- Tier 1: AI ≤ $22,000 – receives full $1,300
- Tier 2: AI $22,001–$34,000 – partial grant
- Tier 3: AI $34,001–$100,000 – partial grant
- Individuals with property AV above thresholds may receive a reduced grant
The exact payout depends on both income and property ownership, ensuring fair distribution based on need.
Payment Schedule
| Income Tier | Expected Grant | Disbursement Month |
|---|---|---|
| AI ≤ $22,000 | $1,300 | July 2025 |
| $22,001 – $34,000 | Reduced amount* | July 2025 |
| $34,001 – $100,000 | Further reduced* | July 2025 |
*Exact grant amounts for tiers 2 and 3 to be announced by MOF. Most eligible households will receive notification through SMS or mail.
How It Works
- Assessment: Based on your YA 2024 income and property ownership.
- Automatic Disbursement: No application needed if you’re eligible.
- Payout: Money will be deposited into your PayNow-NRIC linked bank account or mailed via cheque.
- Announcement: Exact tier thresholds and payout breakdowns expected in mid-2025.
Why This Matters
- Supports everyday living: Helps with household costs amid inflation.
- Targeted financial relief: Prioritizes those most in need.
- Integrated support: Part of a holistic support framework including vouchers, subsidies, and top-ups.
This is one of several mid-year measures aimed at providing timely relief to struggling households.
What You Should Do
- Check your eligibility via Singpass from June 2025 onward.
- Verify bank link with PayNow-NRIC before July.
- Be alert for official notifications—avoid scams.
- Prepare for future support, including CDC voucher top-ups (due May) and assurance package payouts.
The July 2025 $1,300 Cash Grant offers essential relief for Singapore’s lower- and middle-income community.
With automatic disbursement and clear eligibility, it’s a timely financial boost. Ensure you’re eligible, prepare your banking, and claim your support.
Frequently Asked Questions
Q1: Is the $1,300 grant taxable or offset other benefits?
No. It’s non-taxable and does not affect other benefits like the GST Voucher or CDC rebates.
Q2: Do I need to apply or sign up?
No. Payment is automatically processed based on existing income and property records.
Q3: What if I change bank accounts before July?
Log in to e-Services by June 2025 to update your PayNow-NRIC linkage to ensure smooth payout.