Singapore’s government continues to support HDB households with the U‑Save rebate, helping residents manage rising utility expenses.
In 2025, eligible families can receive up to S$760 annually, thanks to enhanced rebates under the GST Voucher, Assurance Package, and Cost-of-Living (COL) top-ups. Here’s everything you need to know.
What Is U‑Save?
U‑Save is a quarterly utility rebate automatically credited to eligible households’ SP Utilities accounts. It’s part of government schemes including:
- GST Voucher–U‑Save
- Assurance Package (AP) top-ups
- Cost-of-Living (COL) top-ups
These rebates help offset increasing electricity, water, and gas bills, especially for lower- and middle-income families.
Who Qualifies for U‑Save Rebates?
To receive U‑Save rebates:
- You must reside in an SP Utilities metered HDB flat
- At least one occupant must be a Singapore Citizen
- You can own or rent only one residential property
- Commercial units and multiple-unit owners do not qualify
There is no separate application; rebates are automatically applied if eligibility criteria are met.
Total Rebate for 2025
In FY 2025, eligible HDB households receive:
- A standard quarterly GST Voucher rebate
- COL top-ups in April and October
- Assurance Package top-ups in July and January
Combined, households can earn up to S$760 annually:
| Flat Type | Q1 (Jan) | Q2 (Apr) | Q3 (Jul) | Q4 (Oct) | Total FY25 |
|---|---|---|---|---|---|
| 1–2 room | 95+95 | 95+95 | 95+95 | 95+95 | 760 |
| 3 room | 85+85 | 85+85 | 85+85 | 85+85 | 680 |
| 4 room | 75+75 | 75+75 | 75+75 | 75+75 | 600 |
| 5 room | 65+65 | 65+65 | 65+65 | 65+65 | 520 |
| Exec / Multi-generational | 55+55 | 55+55 | 55+55 | 55+55 | 440 |
Values shown are (GSTV + COL/AP) per quarter.
2025 Rebate Disbursement Timeline
U‑Save rebates will be disbursed on the following schedule:
- April – GST Voucher + COL top-up
- July – GST Voucher + AP top-up
- October – GST Voucher + COL top-up
- January 2026 – GST Voucher + AP top-up
Rebates are credited automatically to your utility account—no need to apply.
How the Rebate Works
- No action needed if you’re eligible.
- Check your SP Utilities bill statement for rebate entries.
- Any unused rebate will be carried forward to offset future bills.
- Monitor yearly total rebates via SP Group or Gov.sg portals.
Why U‑Save Matters
- Reduces the impact of rising utility bills, particularly electricity.
- Additional COL and AP top-ups boost household savings in 2025.
- Passive support—no application hassle, making it accessible and efficient.
- Helps vulnerable citizens, retirees, and low-income families manage living costs.
What You Should Do
- Ensure your household meets eligibility criteria (HDB/SP Utilities, one property, citizenship).
- Keep your SP Utilities account active and monitor rebate entries.
- Check Gov.sg or SP Group notifications each quarter.
- Contact SP Group (6671 7117) or visit Gov.sg for inquiries.
The 2025 U‑Save Rebate supports Singapore HDB households with up to S$760 savings, automatically applied quarterly.
With added COL and AP top-ups, this rebate helps offset utility expenses efficiently. Check eligibility and track your rebates to ensure you maximize this benefit.
Frequently Asked Questions
Q1: Do I need to apply separately for U‑Save rebates?
No. Rebates are credited automatically if your household meets eligibility. No application is needed.
Q2: What happens if I don’t use all the rebate in a quarter?
Unused rebates carry forward to reduce your next SP utility bill.
Q3: Can I still get U‑Save top-ups if I move mid-year?
Yes. As long as you remain an eligible SP Utilities HDB household, top-ups will continue.